They say the Brits and Yanks are divided by a common language. My Wife, (she’s American) actually admitted to me that when we first met, she only understood about half of what I was saying!!
Another thing I have found that differs across the ocean is the banking system.
In the US when you talk about the ‘Big Four’ they assume you are talking about the linebackers for the Patriots and not the 4 banks that used to dominate the UK banking sector. In the states there are literally thousands of banks, savings and loan institutions and other financial bodies that I still haven’t quite discoved the purpose for.
The other great thing that obsesses these institutions is your credit rating and if you are on the wrong side of 600 you will find it very difficult to get get by in what is undoubtedly the consumer economy on the planet.
To the rescue comes 2ndchancecheckingaccount.com .
It is, to coin a phrase, ‘just what it says on the tin’. A simple and easy way to set up a second chance checking account

So if your credit is iffy and you need a checking account then second chance checking account will offer you that chance.